Product
ProcessProtectReconComply
Use Cases
PSPs & Payment ProcessorsFintechs & Digital BanksFinancial InstitutionsEnterprise TreasuryTransit & MunicipalMining & Resources
Developer
API-FirstMCP for Coding AgentsRuns in Your EnvironmentDeploy & Operate
Built for AI
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LedgerFlow / Product / Comply
Comply Pillar

The Proof Lives Here

Data protection, KYC/AML and regulatory reporting obligations built into how the record is kept — not retrofitted as a policy layer. Blockchain-anchored ledger integrity, a full KYC workflow, and an audit trail that starts below your application, not inside it. The same immutable trail backs subsidy claims, safety reporting and chain-of-custody, not only financial audit.

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Process Protect Recon Comply
Core Capabilities

Compliance That Auditors
Can Actually Verify

Most compliance features live in the application, which means they can be walked around by anything that talks to the data directly — an integration, a migration script, a support tool. LedgerFlow applies them beneath the application, so going around it changes nothing.

Blockchain-Anchored Audit
Ledger state is anchored to the Bitcoin blockchain through OpenTimestamps. Anyone can verify that your records existed in a given form on a given date — without our cooperation, our systems, or our continued existence. That is a materially stronger answer than a log file we also control.
Immutable Trigger-Based Audit
Every change to every record is captured: who made it, in what role, from where, what they did, and the full before-and-after state. Nothing is deleted and nothing is edited in place.
Full KYC Workflow
From invitation through review to approval or rejection, with document upload, tamper checking, expiry tracking and a full record of who reviewed what and when. The review history survives the decision.
Data Protection & KYC/AML
Data-protection and KYC/AML obligations are reflected in the data model itself — consent, retention, minimisation and reporting — rather than bolted on as policy after the fact. GDPR-aligned, with support for the local regimes in the markets you operate in.
Maker-Checker as Compliance Control
Dual authorisation is a requirement in most AML regimes. Request and approval are separate acts by separate people, with both identities taken from the authenticated session rather than the submitted request — so they cannot be forged or set to the same person.
Data Sovereignty — Self-Hosted
Deploy LedgerFlow on your own infrastructure. No mandatory cloud dependency. Satisfies GDPR and the in-country data residency requirements of the markets you operate in.
Across Industries

One Immutable Trail,
Many Kinds of Proof.

An audit trail nothing is deleted from is useful to any regulator, not only a financial one. The same underlying mechanism answers very different questions depending on who is asking.

Finance & Payment Rails
KYC/AML and financial regulatory reporting obligations built into the record itself, not bolted on after the fact.
Transit & Logistics
Subsidy claims and safety regulatory reporting backed by an audit trail nothing is deleted from — the evidence a public-funds review requires.
Mining & Resources
Chain-of-custody and environmental compliance reporting anchored to the same blockchain-verified, immutable audit trail.
KYC

A Complete KYC Lifecycle.
Document to Approval.

INVITED
Customer invited to portal
→
IN
PROGRESS
Customer uploading documents
→
UNDER
REVIEW
Compliance team reviewing
→
APPROVED
Customer cleared to transact
↘
↗
REJECTED
Reason recorded — appeal path available

Document hash verification, expiry tracking, and reviewer audit trail included. Every document change is written to the audit trail.

Regulatory Coverage

One Platform. Multiple
Regulatory Frameworks.

AML / CFT
Anti-Money-Laundering Obligations
Customer identification, beneficial ownership, suspicious transaction reporting, dual authorisation and record retention — the controls every AML regime asks for, wherever you are licensed.
DATA PROTECTION
Privacy & Data Subject Rights
Consent capture, purpose limitation, data minimisation, retention rules and data subject request handling — reflected in the data model rather than promised in a policy.
GDPR
General Data Protection Regulation
Running in your own environment satisfies data localisation and residency requirements for EU-connected operations, with data subject request workflows included.
PCI-DSS
Reduced Cardholder Scope
LedgerFlow stores no card numbers — only tokenised references. Card data never enters the environment, which keeps your deployment out of the cardholder data environment and materially shortens the assessment.
OVERSIGHT
Payment System Supervision
Transaction reporting, settlement finality and audit trail retention in the form central bank and payment system oversight regimes expect.
ISO 27001
Information Security (Roadmap)
Alignment work is on the roadmap. The existing audit trail and access control model provide a strong baseline for certification rather than a rebuild.
Need compliance you can prove in a regulator's exam?
Independently verifiable audit, a record nothing is deleted from, and a full KYC workflow — in one place.
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